Who's behind this page
This guide is maintained by Antova Consulting, the consulting practice of Antova Builders — a licensed general contractor serving Spokane and the Inland Northwest.
How we help
Insurance payouts are built on construction costs — and those numbers are often wrong. We work both sides of that: our policy reviewer reads your policy so you know what you're owed, and licensed contractors and engineers work out what your rebuild really costs. Free for fire-affected families.
Rebuild cost analysis
As licensed contractors and engineers, we tell you what your rebuild will really cost — including the code upgrades and site work insurers routinely underprice.
What your estimate is missing
Bring us your insurer's estimate. We check it line by line against real construction costs and show you what's missing — so you're negotiating from facts.
A policy read, in plain English
Our policy reviewer goes through your policy and declarations page and tells you what you're actually covered for — including the Ordinance & Law limit most people are short on.
Permits & construction
From the first permit to the finished home, we handle the build itself — surveys, demolition, code upgrades, and the rebuild.
Why we built this
We built this page because the information homeowners need after a fire is scattered across a dozen government websites, insurance jargon, and contractor marketing. We wanted it in one place, written plainly, with real numbers and real phone numbers.
We update this page as fees, codes, and policies change. If something here is wrong or out of date, call us and we'll fix it.
When you don't need us
Straightforward claim, fully covered, contractor you trust? You may not need much help from us. Keep this page bookmarked for reference and move forward with your team.
Insurer denying your claim outright? That is beyond a policy review. You likely need a public adjuster or an attorney before you need a builder. The Office of the Insurance Commissioner (800-562-6900) can help you understand your options.
Not ready to think about rebuilding? Don't. Get a claim number. Find somewhere to sleep. Take care of your family. This page will still be here when you're ready.
Just want to know what your rebuild should cost? That's free, and there's no obligation attached. We'll put together a line-item estimate so you have a real number to work from.
Talk to us
No obligation, and free for fire-affected families. Whether you build with us or not, we'll tell you what your policy covers and give you a real rebuild number to put next to it.
Call 208-625-8342Response within 24 hours · consulting@antovabuilders.com